When you’re a member of Point Breeze Credit Union, you’re one of our owners. Unlike other financial institutions, we are a not-for-profit cooperative organized solely to meet the needs of our members. Rather than paying dividends to shareholders, earnings are returned to members in the form of higher yields on savings, lower loan rates, and fewer and lower fees. As a member, you can expect low fees, great rates and personal, friendly service. At Point Breeze Credit Union, we build relationships with our members. You don’t have to know our names, but don’t be surprised if we get to know yours! You are eligible if you work (or are retired), worship or volunteer for an organization within 20 miles of our offices in Hunt Valley, Rosedale and Bel Air.